The Lumenos HIA Plus plan is one plan in the family of consumer-driven health plans offered by Anthem Blue Cross and Blue Shield. Health-focused and proactive the plan is specifically designed to encourage your employees to improve and maintain their health by offering them incentives tools and resources for getting healthy and staying well.
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Gives you the opportunity to combine a tax-advantaged health savings account HAS with your health plan.
Anthem hia plan. Under Useful Tools select Find a Doctor. Quitting smoking or managing their weight. Picking the plan that meets your individual needs will ensure you are using your health care dollars wisely when you pay for services.
Simple comprehensive coverage - just meet your medical deductible and then pay 0 for most covered services in-network. The health accounts are solely funded by rewards your employees earn when they do things like. Its part of our family of plans designed to help you learn more about your health.
Unused funds roll over from year to year so your account can keep growing to help meet future health care costs. Preventive Services Task Force the American Cancer Society. Consumer-driven health plans may be new to many people but Lumenos is actually pretty simple.
Anthem funds the health accounts. Each plan has different rules for how you pay for your services through deductibles copays and coinsurance. CDHPs often require employees to pay the deductible first before the HRA account will reimburse additional health care costs.
You can pair your HDHP plan with a Health Savings Account offered through any qualifying financial institution. What is the Lumenos HIA Plus plan. But you have to stay in the plan to keep the funds.
Anthem Blue Cross HIA Getting Started Guide. Anthem can pair an HRA with a Consumer-Driven Health Plan CDHP or High Deductible Health Plan HDHP to help employees pay for covered costs. Simply follow these easy steps.
Anthems Lumenos plans cover preventive services recommended by the US. Lumenos Health Incentive Account Plus HIA Plus Plan. With the Lumenos HIA Plus plan you.
Check out the side-by-side comparison on the back ECASH137F Rev. A Health Reimbursement Account HRA is an employer-funded health savings account. What is the Lumenos HIA plan.
In order to start a Health Savings Account youll need to enroll in a high deductible health plan. Anthems Lumenos plans cover preventive services recommended by the US. Lumenos HIAHIA Benefit Guide for Indiana Lumenos HIAHIA Plan Coverage Network Non-Network PLAN 1.
The dollars you earn in your HIA help you pay for covered health care costs. Anthem Blue Cross HIA How it Works. Health Incentive Account HIA plans An HIA can help you introduce the idea of consumer-driven health care to your employees.
The Lumenos HIA plan is one in the family of consumer-driven health plans offered by Anthem Blue Cross and Blue Shield. Contributions are made by either your company or by Anthem. Preventive Services Task Force the American Cancer Society the Advisory Committee on Immunization Practices and the American Academy of Pediatrics.
Payments are automatically made from your account so you dont have to deal with it. Like HRA and HIA Plus plans funds offer rst dollar coverage and roll over if not used. Anthem HIA Plan Details EOC Anthem Blue Cross HIA FAQs.
HIA Plus is funded by reward credits and quarterly contributions from Anthem. HIA Plus even goes a step further with quarterly contributions from Anthem. Health Incentive Account HIA plan overview The CDHP with HIA plan is a health incentive account funded by your plan when you earn rewards for taking certain steps to improve your health.
You start by earning Anthem-funded reward credits in your personal health account for taking certain healthy actions. This is a general benefit summary for this health plan. Anthem Blue Cross HIA Rewards Brochure.
Brand-name and generic prescription drug coverage. Anthem can pair an HRA with a High Deductible Health Plan HDHP or Consumer-Driven Health Plan CDHP to help employees pay for covered costs. With the Lumenos HIA plan you.
Anthems Lumenos HIA Plus Plan is. 114 for more details. Health Incentive Account The health incentive account HIA option pairs traditional.
Consumer-driven health plans are designed to educate you about health care options and empower you to take control of your health as well as the dollars you spend on your care. Copayment options reflect the amount the member will pay coinsurance options reflect the amount that Anthem will pay. Anthem Blue Cross HIA Overview.
A complete listing and description of benefits limitations and exclusions are found in the Certificate. Want to see how these plans stack up next to each other. The preventive care benefit includes screening tests immunizations and counseling services.
The HDHP features a single and family two or more people plan year deductible that applies to your medical behavioral health and prescription drug benefits Note that the entire family deductible must be met before the plan pays for covered services for any enrolled family member. Consumer-driven health plans are designed to educate you about health care options and empower you to take control of your health as well as the dollars you spend on your care.
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